WE REPAIR CREDIT, GET STARTED TODAY!
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We meet you where you are with clear steps, responsible strategies and realistic timelines
Ethical & Transparent
We follow the Credit Repair Organization Act (CROA) and set proper expectations- no false promises or guaranteed outcomes.
Education-Forward
You'll learn credit fundamentals-utilization, mix, age, inquiries- so improvements are sustainable, not temporary.
Secure Process
We protect your data and use secure tools for docuemnt transfer, e-signatures, and progress updates.
At TwelveOne Financial I specialize in helping individuals and families take control of their financial future by repairing and restoring credit. I know how stressful it feels to be held back by inaccurate or outdated information, and my mission is to provide honest, effective, and results-driven solutions. Every client receives personalized attention, proven strategies, and guidance on building long-term credit health. Your goals are my priority, and I’m committed to helping you achieve the financial freedom you deserve.
Hear What Our Satisfied Clients Have to Say
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Dan Li, CA
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Leah Venn, JP
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David Kerel, DE
